General information only. CCGDS is a garage door and structural repair contractor — not an insurance broker, adjuster, or legal advisor. Content on this page is educational and reflects general industry experience. Your specific coverage, entitlements, and claim options depend on your policy, the facts of your incident, and current ICBC guidelines. For advice on your situation, consult a licensed insurance professional or legal counsel.
What We Handle
- Residential garage doors hit by a vehicle backing in or out
- Commercial sectional and rolling steel doors hit by trucks, vans, or delivery vehicles
- Loading dock doors and frames damaged by trailers or forklifts
- Parkade and gate damage from vehicle impact
- Structural framing repair around the damaged opening — header replacement, jamb repair, wall reinforcement
Who This Is For
- Homeowners who had a vehicle (their own, a guest’s, or a stranger’s) hit their garage door
- Property managers and stratas dealing with a resident or visitor vehicle impact
- Commercial property owners with loading dock or parkade damage
- Businesses (auto shops, cold storage, warehouses, forklift-heavy operations) dealing with equipment impact damage
Navigating the Insurance Side
Vehicle-into-structure damage almost always involves an insurance claim — and figuring out whose insurance pays is the part that trips people up:
- If you hit your own garage door with your own vehicle: your homeowners insurance typically covers the door and structure. Your auto policy generally won’t pay for the building damage.
- If someone else’s vehicle hits your door or building: their auto liability coverage (their ICBC Basic Vehicle Damage / third-party liability) is usually the first place a claim goes.
- If it’s a hit-and-run or the at-fault driver is uninsured: your own homeowners or commercial property policy typically steps in.
- For commercial/strata buildings: the building’s commercial property insurance is usually the primary policy.
We’re not an insurance broker or adjuster, and coverage details depend on your specific policy — but we provide what your claim needs to move quickly:
- Detailed photo documentation of the damage
- A clear, itemized repair estimate adjusters can work from
- Direct communication with your insurance company or property manager if needed
- Repair work that matches the original door/structure spec
Why One Contractor Instead of Two
When a door company fixes the door but won’t touch the framing, you’re stuck coordinating a second contractor — more delay, more separate invoices, more chances for the repair to not line up properly. CCGDS scopes and repairs the opening as a whole system: structure first, then door, track, and hardware, so it’s actually fixed — not just patched.
Call us any time: (604) 206-5727. Licensed and insured, based in Richmond BC.